Upload your credit report and get an honest answer in about a minute: every negative item found, the exact plan we would run on it, what it costs, how long it takes. And if your credit is already fine, we will tell you that too.
MY CREDIT GUY · FIXING CREDIT THE RIGHT WAY SINCE 2015 · $0 DUE TODAY, EVER
The questions people actually have about credit, answered the way we would answer you across a desk. Search it.
Both optional. Leave them blank and we quote to a 640 mid score or full resolution of every negative item, whichever your file calls for. That is work complete, not score dependent.
Useful whether or not you ever hire us. Everything here is free.
This review is an automated pre-qualification estimate generated from the credit report provided. It is not a guarantee of results. Final strategy is confirmed by a My Credit Guy analyst after enrollment. Timelines depend on creditor and bureau response times.
In order, because the order matters. Nothing moves to the next step until the one before it is done.
Every negative item we found, what kind it is, and exactly what gets done about it. Hurting You Monthly is active damage, Easy Win means nothing to pay because the reporting is just wrong, Biggest Impact carries the balances where resolution moves your score most.
| Creditor / Account | Bucket | The Play | Balance |
|---|
What you do, and what you absolutely do not.
Send your results wherever you need them. Saved on this device only.
This review is an automated pre-qualification estimate generated from the credit report provided. It is not a guarantee of results. Final strategy is confirmed by a My Credit Guy analyst after enrollment. Timelines depend on creditor and bureau response times.